Affordable Psychology Master’s Programs Under $30,000 (2025)
Quick Answer:
Yes, numerous accredited psychology master's programs cost under $30,000 for the entire degree. As of 2025, Angelo State University offers an MS in Applied Psychology for approximately $13,639 (Texas residents), Fort Hays State University's MS in Clinical Psychology costs approximately $20,994 total, and California State University schools range from approximately $14,352 to $25,000. These programs maintain regional accreditation and can prepare you for licensure or doctoral studies, proving that quality graduate education doesn't require six-figure debt.
Table of Contents
- How We Selected the Most Affordable Programs
- Understanding Licensure vs. Non-Licensure Pathways
- Ultra-Affordable Programs: Under $20,000
- Affordable Mid-Range Programs: $20,000-$30,000
- Program Types and Specializations
- What Affects Total Program Cost
- Accreditation: What Really Matters
- Financial Aid and Funding Strategies
- Online vs. On-Campus Programs
- State-by-State Highlights
- What to Avoid: Red Flags and Common Mistakes
- Application Strategies
- Career Outcomes and Salary Expectations
- Frequently Asked Questions
Graduate school debt can feel overwhelming, especially when you're passionate about helping others through psychology. Many students assume quality master's programs require $60,000 to $100,000 in loans, but that's not true. Dozens of accredited institutions across the United States offer comprehensive master's programs in psychology for under $30,000.
This guide identifies specific affordable programs, explains transparent selection criteria, and helps you understand which pathways lead to professional licensure. Whether you're aiming for a career as a licensed counselor, preparing for doctoral studies to become a psychologist, or pursuing non-licensed roles in research or organizational psychology, you'll find quality options that won't compromise your financial future.
How We Selected the Most Affordable Programs
We used strict criteria to identify genuinely affordable programs that maintain academic quality and open career doors. Here's our transparent methodology.
Total Program Cost, Not Per-Credit Rates
Many schools advertise low per-credit costs but require 60-75 credits, making the total cost expensive. We calculated the full degree costs, including all required credits. A program charging $400 per credit for 60 credits ($24,000 total) is more affordable than one charging $350 per credit for 72 credits ($25,200 total).
Regional Accreditation Required
Every program listed holds regional accreditation from bodies like the Higher Learning Commission or regional accrediting agencies. This ensures your degree is recognized by employers, licensing boards, and doctoral programs. Regional accreditation is non-negotiable for legitimate graduate education.
Connection to Quality Institutions
While the American Psychological Association doesn't accredit master's programs, we prioritized master's programs housed in institutions with APA-accredited doctoral programs. This indicates strong psychology departments with robust faculty, research opportunities, and established reputations. Schools like Ball State University, California State University campuses, and others offer APA-accredited doctoral programs alongside affordable master's programs.
Programmatic Accreditation When Applicable
For counseling programs, we noted CACREP accreditation, which is increasingly required for licensure as a Licensed Professional Counselor. For school psychology, we identified NASP-approved programs. Marriage and Family Therapy programs accredited by COAMFTE received priority.
Licensure Eligibility Transparency
We clearly indicate whether programs prepare students for master's-level licensure (LPC, LMFT, LCSW) or serve as preparation for doctoral studies. This distinction critically affects your career path and earning potential.
Understanding Licensure vs. Non-Licensure Pathways
Not all psychology master's degrees lead to the same career outcomes. Understanding these pathways helps you choose the right program.
Master's Degree as a Step Toward Psychologist Licensure
To become a licensed psychologist (PhD or PsyD), you need a doctoral degree. A master's degree can be an intermediate step, helping you gain research experience, strengthen your application, and explore specializations before committing to a doctorate. Research-focused master's programs in experimental or general psychology typically serve this purpose.
However, understand that these programs don't allow independent clinical practice. You'll need to complete your doctorate to diagnose and treat mental health conditions as a psychologist.
Master's-Level Licensure Paths
Several mental health professions allow independent practice with a master's degree:
Licensed Professional Counselor (LPC): A rewarding career as a Licensed Professional Counselor (LPC) requires a CACREP-accredited master's in counseling (typically 60 credits), supervised clinical hours (usually 2,000-4,000), and passing the National Counselor Examination. LPCs can diagnose and treat mental health conditions in private practice or clinical settings. According to 2024 Bureau of Labor Statistics data, mental health counselors earn a median annual salary of $59,190 nationally.
Licensed Marriage and Family Therapist (LMFT): MFTs earn a median annual salary of $63,780. Requires a COAMFTE-accredited master's in marriage and family therapy (typically 60 credits), supervised clinical hours, and passing the MFT National Examination. LMFTs can practice independently. Early career MFTs (10th percentile) earn around $42,610, while experienced therapists (90th percentile) earn $111,610.
Licensed Clinical Social Worker (LCSW): Requires a master's in social work (MSW) from a CSWE-accredited program, supervised clinical hours, and passing the ASWB Clinical Exam. While technically not a psychology degree, many psychology bachelor's holders pursue this licensure path.
Non-Licensure Career Paths
Some psychology master's degrees prepare you for valuable careers that don't require licensure:
- Industrial-Organizational Psychology: Work in human resources, organizational development, or consulting without needing licensure. Master's-level I/O psychologists earn competitive salaries.
- Research Positions: Universities, government agencies, and private research firms hire master's-level researchers.
- Case Management and Program Coordination: Many mental health organizations employ master's-level staff in non-licensed roles.
- Teaching: Community colleges and some universities hire master's holders as adjunct instructors.
The key question: Do you want to practice therapy independently? If yes, choose a licensure-track program. If you're heading toward a PhD or non-clinical career, research-focused programs may better suit your goals.
Ultra-Affordable Programs: Under $20,000
These programs offer exceptional value, with total costs well below the national average for graduate education.
Angelo State University
Degree: MS in Applied Psychology
Total Program Cost: Approximately $13,639 (Texas residents) / $28,831 (out-of-state) as of 2025
Format: Fully online
Credits Required: 30 credits
Unique Highlights:
- Ranked Top 10 nationally for quality and affordability by Fortune Magazine
- Concentration options in Applied Research and Evaluation or Community/Clinical Psychology
- Graduate teaching assistantships may be available each semester; contact the department directly to inquire about current availability
- Texas residents get the absolute lowest cost per-credit rate in this guide
Accreditation: Regional accreditation through Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)
Licensure Path: Prepares for doctoral studies and research roles; the Community/Clinical track provides foundational knowledge but doesn't meet full LPC requirements. Verify requirements with your state licensing board before enrolling.
University of West Alabama
Degree: MS in Experimental Psychology
Total Program Cost: Approximately $15,444 to $24,453 (36-57 credits at $429/credit) as of 2025
Format: Fully online
Credits Required: 36 credits minimum (thesis option), up to 57 credits (non-thesis)
Unique Highlights:
- Research-focused curriculum emphasizing psychological theory and statistics
- Flexible completion timeline: 1-2 years, depending on enrollment
- Same tuition rate for all students regardless of residency
- Strong preparation for PhD programs
- Approximately 80% of UWA students receive some form of financial aid
Accreditation: Regional accreditation through SACSCOC
Licensure Path: Prepares for doctoral programs and research positions; not a clinical/licensure track
Ball State University
Degree: MA in Clinical Psychology or MA in Cognitive and Social Processes
Total Program Cost: Approximately $15,258 (Indiana residents) / $22,155 (out-of-state) as of 2025
Format: On-campus
Credits Required: Typically 30-36 credits
Unique Highlights:
- Ball State houses an APA-accredited doctoral program in Counseling Psychology, indicating strong department quality
- Graduate assistantships may be available, covering partial to full tuition; contact the department to inquire about availability and application procedures
- Clinical track includes practicum experiences
- Research opportunities with active faculty
- Indiana residents benefit from exceptional in-state rates
Accreditation: Regional accreditation through Higher Learning Commission; doctoral program holds APA accreditation
Licensure Path: Clinical track prepares for doctoral studies; not a terminal licensure program
Union Commonwealth University
Degree: Various psychology and counseling programs
Total Program Cost: Approximately $14,400 (all students) as of 2025
Format: On-campus
Credits Required: Varies by program
Unique Highlights:
- Exceptional 9:1 student-to-faculty ratio
- Same low cost for all students regardless of state residency
- Located in Barbourville, Kentucky, with low cost of living
- Personal attention and mentorship opportunities
Accreditation: Regional accreditation through SACSCOC
Licensure Path: Licensure eligibility varies by program; contact the program director directly and verify requirements with your state licensing board before applying.
Indiana Wesleyan University
Degree: MA in Psychology with Life Coaching and Positive Psychology concentration
Total Program Cost: Approximately $14,970 (30 credits at $499/credit) as of 2025
Format: Online
Credits Required: 30 credits
Unique Highlights:
- Specialized focus on positive psychology and coaching applications
- Military discount may reduce the cost to approximately $11,025
- The accelerated format allows faster completion
- Same rate for all students
- Faith-based institution with values-centered education
Accreditation: Regional accreditation through the Higher Learning Commission
Licensure Path: Not designed for clinical licensure; prepares for coaching, organizational, and applied psychology roles
Affordable Mid-Range Programs: $20,000-$30,000
These programs balance affordability with specialized training, often including licensure-track options.
Fort Hays State University
Degree: MS in Clinical Psychology
Total Program Cost: Approximately $20,994 (62 credits at $338.62/credit) as of 2025
Format: Hybrid (online coursework with two required summer on-campus workshops)
Credits Required: 62 credits
Unique Highlights:
- Prepares for master's-level licensure in Kansas
- Includes 600-hour internship with practicum placements
- Three-year program combining flexibility with hands-on training
- Same affordable rate for all students nationwide
- Sunflower Start Scholarship offers $1,000 for new Kansas-resident online graduate students (as of 2025)
Accreditation: Regional accreditation through the Higher Learning Commission
Licensure Path: Designed for master's-level licensure in Kansas; students should verify requirements in their intended practice state with their state licensing board before enrolling.
California State University System
Degrees: MS in Counseling, MS in Psychology (various specializations), MFT programs at California State University campuses
Total Program Cost: Approximately $14,352 to $30,330 (California residents) as of 2025
Format: On-campus
Credits Required: Varies by campus and program (typically 48-60 credits)
Unique Highlights:
- Multiple CSU campuses offer affordable psychology and counseling master's programs
- CSU East Bay: Approximately $14,352-$21,528, depending on specialization
- CSU San Bernardino: Approximately $14,352
- CSU San Jose: Approximately $14,352
- CSU Sacramento: Approximately $21,528
- CSU Long Beach: Approximately $25,365-$30,330 for California residents
- Many programs offer CACREP or COAMFTE accreditation for licensure tracks
- Strong reputation on the West Coast
- Located in diverse California communities with varied practicum opportunities
Accreditation: All CSU schools hold regional accreditation throughthe WASC Senior College and University Commission; many counseling programs hold CACREP accreditation
Licensure Path: CACREP-accredited counseling programs and COAMFTE-accredited MFT programs prepare for licensure; verify specific program accreditation with the institution
Southern New Hampshire University
Degree: MS in Psychology (online)
Total Program Cost: Approximately $22,722 (36 credits) / $17,070 (military discount) as of 2025
Format: Fully online
Credits Required: 36 credits
Unique Highlights:
- Specializations in Child and Developmental Psychology, Forensic Psychology, or Industrial/Organizational Psychology
- No GRE required for admission (check current requirements, as policies may vary)
- No application fee
- May transfer up to 12 credits from previous graduate work; consult the registrar's office to determine which credits qualify before enrolling
- Generous military discount (saves over $5,000)
- 6 start dates per year for maximum flexibility
Accreditation: Regional accreditation through the New England Commission of Higher Education
Licensure Path: Does NOT lead to clinical licensure; prepares for doctoral studies or non-licensed psychology careers
Southeast Missouri State University
Degrees: MA in Mental Health Counseling, MA in Industrial/Organizational Psychology
Total Program Cost: Mental Health Counseling: Approximately $28,080 (60 credits at approximately $468/credit) / I/O Psychology: Approximately $15,330 (all students) as of 2025
Format: Online and on-campus options
Credits Required: 60 credits (counseling), varies for I/O
Unique Highlights:
- Mental Health Counseling program is CACREP-accredited
- Same tuition rate for all students regardless of residency (verify current policies with the admissions office)
- I/O Psychology program offers a strong ROI for organizational careers
- Practicum and internship experiences are included in the counseling track
Accreditation: Regional accreditation through the Higher Learning Commission; the counseling program holds CACREP accreditation
Licensure Path: CACREP-accredited counseling program prepares for LPC licensure; I/O program prepares for non-licensed careers
University of the Cumberlands
Degree: MA in Clinical Mental Health Counseling
Total Program Cost: Approximately $24,000 (60 credits at $400/credit) as of 2025
Format: Online
Credits Required: 60 credits
Unique Highlights:
- CACREP-accredited program
- One of the most affordable CACREP-accredited online options
- Clinical Mental Health Counseling and School Counseling tracks are available
- Recommended by students for quality and value
- Kentucky-based institution with national online reach
Accreditation: Regional accreditation through SACSCOC; program holds CACREP accreditation
Licensure Path: Designed for LPC and School Counselor licensure
Kansas State University
Degree: MS in Psychological Sciences or related programs
Total Program Cost: Approximately $22,770 total as of 2025
Format: On-campus
Credits Required: Typically 30-36 credits
Unique Highlights:
- Kansas State houses an APA-accredited doctoral program in Counseling Psychology.
- Strong research opportunities with active faculty
- Graduate assistantships may be available; contact the department to inquire.e
- Big 12 university resources at an affordable price
Accreditation: Regional accreditation through the Higher Learning Commission; doctoral program holds APA accreditation
Licensure Path: Prepares for postgraduate studies and research careers
Program Types and Specializations
Understanding different psychology master's specializations helps you choose a program aligned with your career goals.
| Specialization | Focus | Typical Cost Range | Career Paths | Licensure Available |
|---|---|---|---|---|
| Clinical Psychology | Assessment, diagnosis, and treatment of mental health conditions | $15,000-$30,000 | Preparation for doctoral programs, some states allow limited practice with a master's | Usually requires a doctorate; some states offer master's-level licensure |
| Counseling/Mental Health Counseling | Therapeutic interventions, counseling techniques,and client relationships | $20,000-$30,000 | Licensed Professional Counselor (LPC), community mental health, private practice | Yes (LPC/LMHC) with a CACREP-accredited degree |
| Marriage and Family Therapy | Relationship dynamics, family systems, couples counseling | $20,000-$30,000 | Licensed Marriage and Family Therapist (LMFT), private practice, family services | Yes (LMFT) with a COAMFTE-accredited degree |
| School Psychology | Student assessment, educational interventions, and school-based mental health | $15,000-$25,000 | School Psychologist (usually requires EdS or doctoral degree) | Certification/licensure typically requires EdS (60+ credits) or a doctorate |
| Industrial/Organizational Psychology | Workplace behavior, organizational development, human resources | $15,000-$25,000 | HR specialist, organizational consultant, talent management, training, and development | No licensure required |
| Experimental/Research Psychology | Research methodology, statistics, and psychological theory | $13,000-$25,000 | Research assistant, preparation for PhD programs, academic research | No licensure available |
Choosing Your Specialization
Your career goals should drive your specialization choice. If you want to provide therapy independently, pursue CACREP-accredited counseling or COAMFTE-accredited MFT programs. These lead directly to licensure after completing supervised hours and passing exams.
Suppose you're planning to earn a doctorate and become a licensed psychologist, experimental or general psychology master's programs build strong research skills. These programs typically cost less because they require fewer credits (30-36 vs. 60 for counseling).
For careers in business settings that do not require clinical licensure, Industrial/Organizational Psychology offers excellent earning potential. Master's-level I/O psychologists work in consulting, HR, and organizational development, with salaries often exceeding clinical positions.
What Affects Total Program Cost
Understanding cost factors helps you compare programs accurately and identify hidden expenses.
In-State vs. Out-of-State Tuition
Public universities typically charge different rates based on residency. Angelo State University charges Texas residents approximately $13,639, but out-of-state students pay roughly $28,831 for the same program as of 2025. Ball State costs Indiana residents roughly $15,258 compared to $22,155 for non-residents.
However, many online programs charge uniform tuition regardless of residency, though exceptions exist. Always verify current tuition policies directly with the admissions office. Fort Hays State charges approximately $338.62 per credit for all students regardless of location. The University of West Alabama charges roughly $429 per credit, whether you live in Alabama or Alaska.
If you're considering relocating, remember that establishing residency typically requires living in a state for 12 months before qualifying for in-state tuition. You'd pay out-of-state rates for your first year.
Credit Requirements
Total program cost depends on both per-credit rates and required credits. A program charging $400 per credit for 60 credits costs $24,000 total, while one charging $500 per credit for 36 credits costs $18,000.
Licensure-track programs (counseling, MFT) typically require 60 credits to meet state board requirements. Research-focused programs often need only 30-36 credits. This explains why experimental psychology programs usually cost less than counseling programs, even at the same school.
| Program Format | Typical Credit Range | Completion Time | Cost Impact |
|---|---|---|---|
| Experimental/Research Psychology | 30-36 credits | 1-2 years | Lower total cost due to fewer credits |
| Counseling (CACREP) | 60 credits | 2-3 years | Higher due to licensure requirements |
| Marriage and Family Therapy | 60 credits | 2-3 years | Higher due to licensure requirements |
| Industrial/Organizational | 36-48 credits | 1.5-2 years | Moderate |
| School Psychology (EdS) | 60-72 credits | 3 years | Highest due to EdS credential requirements |
Online vs. Hybrid vs. On-Campus
Online programs often cost less than on-campus options because they eliminate facility costs. You also save on housing, commuting, and relocation expenses. Southern New Hampshire's online MA in Psychology costs approximately $22,722 total, while comparable on-campus programs at private universities can exceed $50,000.
Hybrid programs like Fort Hays State's Clinical Psychology program balance flexibility with hands-on training. You complete most coursework online but attend intensive on-campus sessions—factor in travel costs for these required residencies when calculating your total investment.
On-campus programs, especially at public universities, sometimes offer the lowest tuition rates for residents. California State University schools charge approximately $14,352-$30,330 for residents as of 2025, making them highly competitive with online options when you eliminate housing and relocation costs by staying local.
Program Length and Pace
Full-time students complete 30-credit programs in one year, 60-credit programs in two years. Part-time enrollment extends this timeline but doesn't change total costs. However, longer completion times increase living expenses and delay career earnings.
Accelerated programs condense coursework into shorter terms. While convenient, they may limit your ability to work during school. Consider your financial situation, work obligations, and learning style when choosing between traditional and accelerated formats.
Accreditation: What Really Matters
Accreditation determines whether your degree is recognized by employerss, licensing boards, and doctoral programs. Understanding different types prevents costly mistakes.
Regional Accreditation: Non-Negotiable
Regional accreditation from one of seven recognized accrediting bodies is essential. These agencies evaluate entire institutions. Credits from regionally accredited schools transfer to other schools, employers recognize degrees, and you can access federal financial aid.
The seven regional accreditors are: Middle States Commission on Higher Education, New England Commission of Higher Education, Higher Learning Commission, Northwest Commission on Colleges and Universities, Southern Association of Colleges and Schools Commission on Colleges, WASC Senior College and University Commission, and WASC Accrediting Commission for Community and Junior Colleges.
Every program in this guide holds regional accreditation. Never attend a school lacking this credential, regardless of how affordable it appears to be.
Programmatic Accreditation for Licensure Tracks
Beyond regional accreditation, specific program accreditations indicate quality and enable licensure:
CACREP (Council for Accreditation of Counseling and Related Educational Programs): Many states require or strongly prefer CACREP-accredited master's programs for LPC licensure. Some states mandate it. If you're pursuing counseling, prioritize CACREP-accredited programs. You can verify program accreditation through the official CACREP directory. Southeast Missouri State, University of the Cumberlands, and many CSU campuses hold this accreditation.
COAMFTE (Commission on Accreditation for Marriage and Family Therapy Education): Required or preferred for LMFT licensure in most states. California State University schools offering MFT programs typically hold this accreditation.
NASP Approval: For school psychology programs, approval from the National Association of School Psychologists indicates that the program meets professional standards. Most states require NASP-approved training for school psychologist certification.
Why APA Doesn't Accredit Master's Programs
The American Psychological Association accredits only doctoral programs (PhD, PsyD) in clinical, counseling, and school psychology. No master's programs can claim APA accreditation because APA doesn't offer it at that level.
However, master's programs housed in departments with APA-accredited doctoral programs often benefit from strong faculty, robust research opportunities, and established reputations. Ball State University and Kansas State University, for example, offer affordable master's programs while their doctoral programs hold APA accreditation, indicating departmental quality.
Warning Signs: Non-Accredited Programs
Avoid programs that lack regional accreditation or hold only national accreditation from non-recognized bodies. Some for-profit schools advertise "accreditation" from agencies not recognized by the Department of Education. These degrees may not transfer, employers may not recognize them, and you can't obtain professional licensure.
Always verify accreditation status through the Department of Education's database before applying.
Financial Aid and Funding Strategies
Strategic financial planning can significantly reduce your out-of-pocket costs for graduate school.
Graduate Assistantships
Graduate assistantships provide tuition waivers and stipends in exchange for 10-20 hours of work per week. Types include:
Teaching Assistantships (TAs): Help professors with grading, proctoring exams, leading discussion sections, or teaching undergraduate courses. Stipends typically range from $7,000 to $15,000 per academic year, plus partial or complete tuition coverage.
Research Assistantships (RAs): Assist faculty with research projects, data collection, literature reviews, and manuscript preparation. These positions build valuable skills and strengthen doctoral applications.
Clinical/Practicum Assistants: Some programs offer assistantships in university counseling centers or assessment clinics, providing both funding and supervised clinical experience.
Reality check: Master's programs offer fewer assistantships than doctoral programs. Competition is intense. Apply early (many deadlines are March-June for fall admission) and highlight any research or relevant experience in your application.
Angelo State University offers graduate teaching assistantships each semester. Missouri State University provides stipends ranging from approximately $7,340 to $9,730, plus tuition scholarships (as of 2025, based on published program rates). Ball State assistantships cover three-quarters of tuition according to reported student experiences. When evaluating programs, ask directly about assistantship availability and selection criteria.
Federal Financial Aid
Complete the FAFSA (Free Application for Federal Student Aid) every year. Graduate students qualify for:
Federal Direct Unsubsidized Loans: Borrow up to $20,500 annually. Interest accrues while you're enrolled, but you don't make payments until after graduation or dropping below half-time enrollment.
Graduate PLUS Loans: Borrow up to the full cost of attendance minus other financial aid. Requiresa a credit check but provides funds for programs where unsubsidized loans don't cover the full price.
Federal Work-Study: Part-time employment subsidized by the federal government. Not all schools participate, and funding is limited.
While loans increase your total cost through interest, federal loans offer income-driven repayment plans and potential loan forgiveness programs unavailable with private loans. Borrow federal loans before considering private alternatives.
Scholarships
Master's-level psychology scholarships are competitive but available:
Psi Chi Graduate Scholarships: Approximately $3,000 for members of the International Honor Society in Psychology (as of 2025). Undergraduate Psi Chi membership required.
American Psychological Foundation Scholarships: Various awards ranging from approximately $3,000 to $5,000 for minority students, women in psychology, and specialized areas like clinical psychopharmacology.
University-Specific Awards: Many psychology departments offer merit-based scholarships ranging from $1,000 to $5,000. Check individual program websites and ask during the application process. Fort Hays State offers a $1,000 Sunflower Start Scholarship for Kansas residents enrolling in online graduate programs (as of 2025).
Professional Organization Scholarships: Organizations such as the American Counseling Association and the National Association of School Psychologists offer member scholarships.
| Funding Source | Typical Amount | Requirements/Eligibility | Application Timing |
|---|---|---|---|
| Graduate Assistantship | $7,000-$15,000/year + tuition waiver | Strong academic record, relevant experience, 10-20 hours work/week | Apply with admission application, deadlines March-June |
| Federal Direct Unsubsidized Loan | Up to $20,500/year | Complete FAFSA, enrolled at least half-time | FAFSA available October 1 for the following academic year |
| Psi Chi Scholarship | $3,000 | Undergraduate Psi Chi membership, strong GPA | Typically January-March deadline |
| Department Scholarships | $1,000-$5,000 | Varies by school, often merit-based | Usually, automatic consideration with admission |
| Employer Tuition Assistance | $5,000-$10,000/year | Employment with a participating employer | Check HR policies before enrollment |
| Military/VA Benefits | Varies widely | Military service, veteran status, or dependent | Contact the VA education benefits office |
Employer Tuition Assistance
Many employers offer tuition reimbursement programs, typically covering $5,000 to $10,000 annually. Check your employee handbook or contact HR before enrolling. Some programs require you to remain employed for a specified period after completing your degree.
Mental health organizations, school districts, and healthcare systems often provide generous tuition benefits for employees pursuing relevant graduate degrees. If you're already working in a psychology-adjacent field, explore whether your employer will invest in your advanced education.
Military and Veteran Benefits
Active duty service members, veterans, and their families may qualify for substantial education benefits:
Post-9/11 GI Bill: Covers full tuition and fees at public universities, provides housing allowances, and offers book stipends.
Yellow Ribbon Program: Some private schools participate, covering costs beyond GI Bill limits.
Military Tuition Discounts: Many schools offer 30-50% tuition reductions for military-affiliated students. Southern New Hampshire University's military discount saves over $5,000 on their MA in Psychology. Indiana Wesleyan reduced costs for military students from approximately $14,970 to $11,025 (as of 2025).
Online vs. On-Campus: Making the Right Choice
Format significantly affects your experience, learning outcomes, and career preparation.
Online Programs: Advantages
Online programs offer maximum flexibility for working adults. You complete coursework around your schedule, eliminating commute time and allowing you to maintain full-time employment. This flexibility matters significantly when you're already working in a mental health setting and want to advance your credentials without leaving your job.
Cost savings extend beyond tuition. You avoid relocation expenses, housing costs in expensive university towns, and parking fees. If you already live in an affordable area, staying put while earning your degree online preserves your cost-of-living advantages.
Geographic flexibility means you can attend the best affordable program nationwide rather than limiting yourself to local options. A student in rural Montana can access Angelo State's approximately $13,639 program or Fort Hays State's roughly $20,994 clinical psychology program without relocating to Texas or Kansas.
Online Programs: Limitations
Limited networking opportunities pose challenges. You don't build relationships with cohort members or faculty through casual daily interactions. Professional connections formed in graduate school often lead to job opportunities, consultation relationships, and referral networks. Online formats require more intentional networking efforts.
Hands-on training suffers in some online programs. While reading about therapeutic techniques is valuable, practicing them under supervision builds competence. Programs with strong online components include intensive residencies, local practicum arrangements, or hybrid formats to address this limitation. Fort Hays State requires two on-campus workshops over two summers for its clinical psychology program precisely for this reason.
Some states' licensing boards scrutinize online degrees more carefully than traditional programs. While most accept accredited online programs, verify requirements in your intended practice state before enrolling. Contact your state's Board of Psychology, Board of Professional Counselors, or Board of Marriage and Family Therapy (depending on your career path) to confirm program approval and requirements. A CACREP-accredited online counseling program generally meets board requirements, but proving this prevents unpleasant surprises.
On-Campus Programs: Advantages
Face-to-face instruction facilitates immediate clarification of concepts, spontaneous discussion, and observation of nonverbal communication. Clinical programs especially benefit from in-person training, where you practice skills such as active listening, observing body language, and managing the therapy room dynamic.
Networking happens naturally on campus. You build relationships with classmates who become future colleagues, attend brown bag research presentations, and connect with faculty during office hours. These relationships often lead to job opportunities and professional collaborations throughout your career.
Research opportunities abound at universities with active faculty. You can join ongoing projects, access laboratory facilities, and collaborate on publications. This experience proves invaluable for doctoral applications and research careers.
Structured scheduling helps students who struggle with self-directed online learning. Regular class meetings create accountability and rhythm, preventing procrastination.
On-Campus Programs: Limitations
Geographic constraints limit your options to schools within commuting distance or require costly relocation. If you live in a state with limited affordable programs, on-campus education may necessitate higher expenses.
Time rigidity challenges working professionals. Class schedules designed for full-time students don't accommodate 9-to-5 work schedules. While some programs offer evening eoptionsclasses, ththan thosetthan ose provided by online programs.
Higher overall costs result from housing, parking, campus fees, and potentially higher tuition at private universities. Even when tuition is comparable, living expenses in university towns can negate savings from choosing an affordable program.
Hybrid Programs: Best of Both Worlds?
Hybrid programs combine online coursework with required on-campus intensives. Fort Hays State's clinical psychology program exemplifies this model: students complete most coursework online but attend two summer workshops on campus for hands-on training.
This format balances flexibility with essential face-to-face components. You maintain employment and avoid relocation while still building relationships and practicing clinical skills. Travel costs for intensives remain manageable when limited to a few weeks annually.
For licensure-track programs, hybrid formats often satisfy state board requirements for supervised practice while providing online flexibility for didactic coursework. This combination makes them increasingly popular for working adults pursuing counseling or clinical degrees.
State-by-State Highlights
Regional cost variations reflect state funding priorities, cost-of-living differences, and program availability.
West Coast
California dominates affordable West Coast options through its 23-campus California State University system. CSU schools offer exceptional value for California residents, with complete master's programs ranging from approximately $14,352 to $30,330 as of 2025. CSU East Bay, San Bernardino, San Jose, Sacramento, and Long Beach all provide accredited psychology and counseling programs at these rates.
California's high cost of living offsets some tuition advantages, but students already residing in California benefit significantly. Out-of-state students face much higher costs at CSU schools, reducing their competitive advantage.
University of West Alabama's online programs serve West Coast students seeking affordable options that do not require CSU residency. At approximately $15,444 to $24,453 total, West Alabama charges all students the same rate.
Midwest
The Midwest offers the deepest pool of ultra-affordable programs. Kansas stands out with Fort Hays State (approximately $20,994), Kansas State (roughly $22,770), and Emporia State (approximately $19,332). All three schools charge affordable rates while maintaining quality programs.
Indiana provides excellent value through Ball State University, where residents pay approximately $15,258 for a master's degree from a university with an APA-accredited doctoral program.
Missouri contributes to Southeast Missouri State (approximately $15,330 for all students) and Missouri State (various affordable options).
Low cost of living across much of the Midwest amplifies the advantages of tuition. Housing, transportation, and daily expenses cost significantly less than in coastal cities, reducing your total investment beyond just tuition.
South
Texas leads the South with Angelo State University's approximately $13,639 in-state program, the single cheapest option in this guide as of 2025. Texas residents pursuing a master's in psychology should strongly consider Angelo State's online MS in Applied Psychology.
The University of West Alabama offers tuition of approximately $15,444 to $24,453 for all students, which is competitive nationally.
Kentucky provides Union College at approximately $14,400 for everyone, and the University of the Cumberlands' CACREP-accredited counseling program at roughly $24,000.
Southern states generally combine low tuition with low cost of living, maximizing affordability. Students who establish residency in Texas before enrolling gain access to some of the nation's best values.
Northeast
The Northeast generally offers fewer ultra-affordable options due to higher operating costs and fewer large public university systems with extensive online graduate programs.
Southern New Hampshire University offers the Northeast's most affordable online option at approximately $22,722, with military discounts reducing the cost to roughly $17,070 as of 2025. While not the cheapest nationwide, SNHU competes well with other schools for Northeast residents unwilling to relocate.
Students in northeastern states often find better values by enrolling in online or hybrid programs based in other regions. Fort Hays State, Southeast Missouri State, and the University of West Alabama all accept students nationwide at their standard rates, providing alternatives to expensive local options.
What to Avoid: Red Flags and Common Mistakes
Not all affordable programs deliver value. Avoid these pitfalls identified through student experiences and expert recommendations.
For-Profit Universities
For-profit schools often advertise low per-credit rates but include hidden fees and extended program lengths that inflate total costs. More critically, some employers and doctoral programs view for-profit degrees skeptically.
Not all for-profit schools are problematic, but they should be investigated thoroughly. Verify regional accreditation, check graduation rates, research job placement statistics, and ask about total program costs, including all fees, before enrolling.
Non-Accredited Programs
Some programs lack proper accreditation, rendering degrees worthless for licensure and doctoral application. Alwayss verify certification through the Department of Education's database. Schools may claim accreditation from unrecognized agencies. Only regional accreditation and recognized programmatic accreditations (CACREP, COAMFTE, NASP) matter.
A common mistake: assuming all programs at an accredited university are themselves accredited. The institution may hold regional accreditation while specific programs lack the necessary programmatic accreditation. Verify both levels before applying.
Programs That Don't Match Your Goals
This sounds obvious, but causes frequent problems. Students enroll in general psychology master's programs hoping to practice therapy, then discover they can't obtain licensure. Southern New Hampshire University explicitly states its MA in Psychology "does not lead to clinical licensure," yet students sometimes enroll expecting otherwise.
Research-focused experimental psychology programs prepare you for doctoral studies or research careers, not independent clinical practice. If your goal is to provide therapy, only CACREP-accredited counseling or COAMFTE-accredited MFT programs lead to licensure.
Determine your career goal first, then choose programs designed explicitly for that pathway. Licensure eligibility varies by state; students should confirm with their state licensing board before enrolling.
Excessive Debt
Even affordable programs require careful financial planning. Experts generally recommend keeping total graduate debt under $40,000 to $50,000 for psychology master's degrees. Mental health counselors earn a median salary of approximately $59,190 annually as of 2024. Marriage and family therapists earn a median of roughly $63,780.In Borro, paying $80,000 or more for a master's degree creates challenging repayment burdens relative to these earnings.
Calculate your projected monthly loan payments before enrolling. A $30,000 total program cost, with $25,000 in loans, results in approximately $280 in monthly payments on a 10-year standard repayment plan. That's manageable on a $60,000 salary. Doubling your debt doubles your payments, significantly impacting your quality of life.
Prestigious Programs at Unsustainable Costs
Students sometimes agonize over expensive programs that cost upward of $100,000. The consensus among many students is clear: avoid these master's programs.
School prestige matters minimally for master's-level mental health professionals. Clients don't ask where you attended graduate school. Licensing boards don't award extra points for prestigious programs. Employers focus on licensure status, not alma mater.
Save prestigious schools for doctoral programs that offer full funding through assistantships and research grants. For master's degrees, choose the most affordable CACREP or COAMFTE-accredited option.
Application Strategies for Affordable Programs
Strategic application approaches increase your chances of acceptance and funding.
Apply Early
Many affordable programs admit on a rolling basis, but assistantship and scholarship decisions happen early in the cycle. Deadlines for fall admission typically fall between January and June. Submit applications in the first weeks after they open to maximize funding opportunities.
Some programs fill quickly. Early applicants demonstrate commitment and have first access to assistantship positions.
Cast a Wide Net
Apply to 5-10 programs with varying competitiveness and cost structures. Include a mix of reach schools (more competitive), match schools (your credentials align well), and safety schools (you're highly competitive).
This strategy ensures you have affordable options even if your top choices don't offer funding or reject your application. Application fees range from $0 to $75. Investing $300-$500 in applications can save tens of thousands in program costs by giving you multiple affordable offers to compare.
Highlight Relevant Experience
Even basic experience strengthens applications, especially for assistantship consideration:
- Research Experience: Laboratory assistant positions, independent research projects, honors theses, or conference presentations demonstrate research capacity valuable for assistantships.
- Clinical Experience: Volunteer work at crisis hotlines, domestic violence shelters, hospital psychiatric units, or community mental health centers shows commitment to the field.
- Relevant Employment: Psychiatric technician, case manager, residential counselor, behavioral health technician, or similar positions provide concrete evidence of your capabilities.
- Leadership: Psi Chi officer positions, peer mentoring, student organization leadership, or community volunteer coordination demonstrates initiative.
Quantify achievements when possible. "Volunteered at crisis hotline" becomes "Provided support for over 100 callers during 150+ hours of crisis hotline volunteering."
Strong Letters of Recommendation
Quality matters more than quantity. Three thoughtful letters from professors who know you well outperform five generic letters. Select recommenders who can address:
- Academic ability and work ethic
- Research skills (for research-focused programs)
- Interpersonal skills and emotional maturity (for clinical programs)
- Specific examples of your capabilities
Give recommenders plenty of notice (at least one month), provide your resume and statement of purpose, and send gentle reminders about deadlines. Faculty members write many recommendation letters. Making their job easier increases letter quality.
Statement of Purpose
Your statement should clearly explain:
- Why are you're pursuing a psychology master's degree
- Your specific career goals
- Why does this particular program fit your goals
- What you'll contribute to the program
- Relevant experience and skills
For affordable programs, don't apologize for choosing based on cost. Frame it positively: "Program X's combination of CACREP accreditation, online flexibility, and affordability allows me to pursue licensure without excessive debt that would limit my career choices."
Research each program's unique features and mention them specifically. Generic statements suggesting you copied and pasted for multiple applications hurt your chances.
Direct Contact
Email program directors before applying to ask about:
- Assistantship availability and selection criteria
- Typical funding packages for incoming students
- Licensure qualification in your intended practice state
- Program outcomes (licensure pass rates, job placement rates)
This demonstrates genuine interest, provides valuable decision-making information, and sometimes puts your name on the faculty radar before applications arrive.
Application Timeline
September-November (One Year Before Enrollment):
- Research programs and requirements
- Check if the GRE is required; many programs now waive this requirement, but policies vary by institution and program
- Identify recommenders and request letters
- Begin drafting a statement of purpose
December-February:
- Submit applications as they open
- Complete FAFSA starting October 1
- Apply for scholarships with winter/spring deadlines
March-April:
- Most application deadlines fall here
- Assistantship decisions are typically made
- Interview if required (some programs conduct virtual interviews)
April-June:
- Admission decisions arrive
- Compare financial aid packages
- Make a final decision
- Notify schools of your choice
- Decline other offers to free funding for waitlisted students
Career Outcomes and Salary Expectations
Understanding realistic career outcomes and earnings helps you evaluate whether your program investment will pay off.
Median Salaries by Career Path
Earnings vary significantly by specialization, licensure status, geographic location, and work setting.
Mental Health Counselors (LPC/LMHC): According to 2024 Bureau of Labor Statistics data, substance abuse, behavioral disorder, and mental health counselors earn a median annual salary of $59,190 nationally. The lowest 10% earn $39,090, while the highest 10% earn $98,210. Licensed counselors in private practice or specialized settings typically earn toward the higher end of the spectrum.
Marriage and Family Therapists (LMFTs): MFTs earn a median annual salary of $63,780. Early career MFTs (10th percentile) earn around $42,610, while experienced therapists (90th percentile) earn $111,610. Private practice MFTs often exceed median earnings after building established practices.
School Psychologists: While most school psychologists hold EdS or doctoral degrees, those with master's degrees who work as psychological examiners or assistants earn approximately $50,000 to $ 70,0,00,0 depending on location and experience.
Industrial-Organizational Psychologists: Master's-level I/O psychologists working in consulting, HR, or organizational development earn median salaries ranging from $65,000 to $85,000, with experienced professionals in senior roles exceeding $100,000.
Research Postmaster's-levell researchers in academic, government, or private settings earn approximately $45,000 to $65,00,0 depending on experience and location.
Geographic Salary Variations
Location dramatically affects earnings. Mental health counselors in high-cost metropolitan areas earn substantially more than the median. California, New York, and Massachusetts typically offer salaries 20-40% higher than the national average. Rural areas and low-cost-of-living states provide prices 10-30% below the national median. However, cost-of-living differences often negate salary advantages.
Consider earning potential in your intended practice location when evaluating program costs. If you plan to practice in a state with low average salaries, keeping program costs under $25,000 becomes even more critical.
Return on Investment Calculations
Calculate expected ROI before enrolling:
Example: Licensed Professional Counselor
- Program cost: $24,000 (University of the Cumberlands)
- Expected starting salary: $48,000 (conservative estimate for new LPC)
- Median career salary: $59,190
- Time to licensure: 2 years school + 2 years supervised hours = 4 years total
- Lifetime earnings increase over bachelor's-level positions: $400,000+
In this scenario, a $24,000 investment pays for itself within 1-2 years of obtaining licensure and yields substantial lifetime returns.
Time to Licensure
Factor in the complete timeline from enrollment to independent practice. Typical timelines vary by state and program:
Counseling/MFT Path:
- 2-3 years: Complete a 60-credit master's program
- 2-3 years: Accumulate 2,000-4,000 supervised clinical hours (varies by state)
- Total time: 4-6 years from enrollment to full licensure
- During the supervision period: Earn $35,000-$45,000 as an associate-level clinician
Doctoral Path:
- 2 years: Complete master's program
- 5-7 years: Complete a PhD or PsyD program
- 1 year: Complete pre-doctoral internship
- 1-2 years: Complete postdoctoral hours
- Total time: 9-12 years from master's enrollment to psychologist licensure
- During this period, PhD students typically receive funding (tuition waiver + $20,000-$30,000 stipend)
Understanding these timelines helps you plan financially. The master's-to-licensure path allows independent practice in 4-6 years. The doctoral path requires nearly a decade but results in higher earnings (median psychologist salary: approximately $85,000-$90,000) and the title "Dr."
Career Advancement and Specialization
Master's-level clinicians advance through:
- Obtaining additional certifications (EMDR, CBT, play therapy, etc.)
- Developing specialties (trauma, eating disorders, addiction, couples therapy)
- Opening private practices
- Moving into clinical supervision or program direction
- Pursuing doctoral degrees part-time while working
These pathways increase earnings and professional satisfaction. A newly licensed LPC earning $50,000 can reasonably expect to earn $70,000-$90,000 within 10 years through specialization and experience.
Frequently Asked Questions
Does school prestige matter for psychology master's degrees?
No, school prestige matters far less for master's degrees than for doctoral programs. Once you're licensed as an LPC, LMFT, or LCSW, clients and employers focus on your licensure status, specializations, and experience rather than where you attended graduate school.
Save prestigious (and expensive) schools for doctoral programs if you pursue that path. For master's degrees, choose the most affordable accredited option that meets your licensure requirements.
Are online psychology master's programs worth it?
Online programs are worth it if they're regionally accredited, meet licensure requirements for your career goals, and fit your learning style. CACREP-accredited online counseling programs and properly structured clinical programs with local practicum arrangements qualify you for licensure just like on-campus programs.
However, online learning requires self-discipline and comfort with independent study. If you thrive on face-to-face interaction and learn best through in-person discussions, hybrid or on-campus programs may better suit your needs.
Always verify that your state's licensing board accepts degrees earned online from your chosen program. Contact your state's Board of Psychology, Board of Professional Counselors, or Board of Marriage and Family Therapy (depending on your career path) to confirm program approval. Most states accept accredited online programs, but proving this prevents problems later.
Can I get a master's program in psychology fully funded?
Fully funded master's programs in psychology are rare, unlike doctoral programs, where full funding is standard. However, graduate assistantships can cover most or all tuition costs.
Typical funding scenarios include:
- Graduate assistantships covering 50-100% of tuition plus $7,000-$15,000 stipend
- Partial scholarships of $1,000-$5,000
- Employer tuition assistance of $5,000-$10,000 annually
- Military/VA benefits covering significant portions
Most students use combinations of assistantships, scholarships, and federal loans rather than receiving full funding. Choosing affordable programs ($15,000-$25,000 total) means a modest assistantship or scholarship can cover most costs.
What's a reasonable debt for a master's degree in psychology?
Mental health professionals generally recommend keeping total graduate debt between $40,000 and $50,000, with median counselor salaries around $59,000- $64,000. Higher debt creates challenging repayment burdens.
Consider that you'll likely spend 2-3 years in supervised practice earning $35,000-$45,000 before obtaining full licensure and higher salaries. Your early-career income must cover both living expenses and loan payments.
Calculate projected monthly payments before borrowing. Online calculators show that $30,000 in loans results in approximately $345 in monthly payments on a standard 10-year repayment plan. Most new therapists can manage this. Borrowing $70,000+ creates $800+ monthly payments that severely impact financial stability early in your career.
How long does it take to complete a psychology master's program?
Completion time varies by program structure and enrollment status:
- 30-36 credit research programs: 1-2 years full-time, 2-3 years part-time
- 60-credit counseling/MFT programs: 2-3 years full-time, 3-4 years part-time
- Online programs: Often offer accelerated tracks, completing in 1.5-2 years full-time
Licensure-track programs with practicum and internship requirements typically require at least 2 year,s regardless of credit-hour pac,e because you must complete supervised clinical hours sequentially.
Part-time enrollment allows you to work while studying, but it extends your timeline and delays career advancement. Consider your financial situation, work obligations, and career urgency when choosing between full-time and part-time enrollment.
Will my degree be recognized in other states if I move?
Regional accreditation ensures your degree is recognized nationwide. However, licensure requirements vary by state. If you earn your degree in Kansas and move to Oregon, you'll need to verify that Oregon's licensing board accepts your education and supervised hours.
CACREP-accredited counseling programs and COAMFTE-accredited MFT programs generally transfer well across states because these accreditations indicate standardized training. Each state board has specific requirements for credit hours, practicum hours, and coursework topics. Some states have reciprocity agreements that make licensure transfer easier.
Before enrolling, research the requirements in states where you might eventually practice. If you're sure about your future location, verify your chosen program meets those specific requirements.
Do I need a master's before a psychology PhD program?
No, most PhD programs in psychology accept students directly from bachelor's degrees. Clinical, counseling, and school psychology PhD programs typically take 5-7 years and include both master's and doctoral training.
However, earning a master's degree first offers advantages:
- Strengthens doctoral applications through research experience and higher GPAs
- Allows exploration of specializations before committing to a doctorate
- Provides a credential if you decide not to pursue the PhD
- Some postgraduate programs grant advanced standing for master's coursework, potentially reducing the time to the doctorate
If you're sure about pursuing a PhD and have strong undergraduate credentials, applying directly to doctoral programs makes sense because PhD students receive full funding. If you're unsure or need to strengthen your application, an affordable master's program is an excellent stepping stone.
Can I work while completing my master's degree?
Yes, many students work while earning master's degrees in psychology, especially in online and part-time programs. The feasibility depends on the program structure and your job flexibility.
Full-time students in on-campus programs typically can't maintain full-time employment due to class schedules, practicum requirements, and study demands. Many work 15-25 hours weekly in related positions.
Online and part-time programs accommodate working professionals. You'll likely need to reduce work hours during intensive practicum or internship semesters, but many students maintain 30-40-hour workweeks during didactic coursework phases.
Graduate assistantships require 10-20 hours weekly but provide tuition waivers and stipends, effectively serving as paid employment.
What GPA do I need to be admitted to affordable programs?
Most affordable programs require minimum GPAs of 3.0 for admission, with competitive applicants typically holding 3.3-3.5 or higher. However, programs consider applications holistically.
Factors that can offset lower GPAs include:
- Strong GRE scores (if required; policies vary by institution)
- Relevant work experience
- Compelling personal statements
- Excellent letters of recommendation
- Upward grade trends (weakfirstn year but strong junior/senior years)
Some programs waive minimum GPA requirements for applicants with extensive relevant professional experience. If your GPA falls below 3.0, emphasize other strengths in your application and consider retaking a few courses to demonstrate current academic ability.
How do I know if a program is CACREP-accredited?
Visit the CACREP website and search their directory of accredited programs. This database lists all currently accredited counseling programs by state and institution.
Don't rely solely on program websites, which may be outdated. The official CACREP directory provides definitive information about accreditation status.
Similarly, verify COAMFTE accreditation for MFT programs through their official directory and NASP approval for school psychology programs through their website.
Key Takeaways
- Affordable quality exists: Dozens of regionally accredited psychology master's programs cost under $30,000 total. As of 2025, ultra-affordable options like Angelo State (approximately $13,639 for Texas residents) and the University of West Alabama (roughly $15,444-$24,453) offer exceptional value.
- Accreditation is non-negotiable: Verify regional accreditation for all programs. For licensure-track counseling, CACREP accreditation is increasingly required or strongly preferred in most states.
- Understand your career path: Licensure-track programs (counseling, MFT) require 60 credits and lead to independent practice as LPC or LMFT. Research-focused programs require fewer credits but don't qualify you for clinical licensure. Match your program choice to your specific career goals.
- Calculate total cost, not per-credit rates: A program charging $400/credit for 60 credits ($24,000) costs more than one charging $500/credit for 36 credits ($18,000). Always calculate complete degree costs.
- In-state tuition matters at public schools: Texas residents pay approximately $13,639 at Angelo State, while out-of-state students ppay roughly$28,831. However, many online programs charge uniform tuition regardless of residency.
- School prestige doesn't matter for master's degrees: Once you're licensed, clients and employers focus on your credentials and experience, not where you attended graduate school. Save expensive, prestigious programs for doctoral degrees.
- Apply strategically for funding: Submit applications early (January-March) for fall admission to maximize assistantship and scholarship opportunities. Apply to 5-10 programs to ensure affordable options.
- Keep debt reasonable: Aim for total graduate debt under $40,000-$50,000. Mental health counselors earn median salaries of around $59,000-$64,000, makingitt difficult to repa excessive debty.
- Online programs work if properly accredited: CACREP-accredited online counseling programs qualify you for licensure just like on-campus programs. Verify your state board accepts online degrees before enrolling.
- Consider the complete timeline: From master's enrollment to full licensure as an LPC or LMFT, it typically takes 4-6 years (2-3 years of school + 2-3 years of supervised hours). Factor this into your financial planning.
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2024 US Bureau of Labor Statistics salary figures and job growth projections for Substance Abuse, Behavioral Health and Mental Health Counselors and Marriage & Family Therapists are based on state and national data, not school-specific information. Conditions in your area may vary—data accessed October 2025.
