Is MFT School Worth It? Salary Data & Student Loan Reality (2026)



Yes, you can work while completing a counseling master's program, especially with online or evening options. Many graduate students work 20–30 hours per week, though outcomes vary depending on personal resilience and program demands. Mental health counselors earn a median salary of $59,190 annually (BLS, 2024), making the investment worthwhile despite the challenges.


A bachelor's degree in psychology opens doors to careers in human resources ($62,290 median annual salary), case management ($49,410), market research ($68,230), and social services ($38,520). Success requires strategic job searching, showcasing transferable skills such as communication and data analysis, and maintaining a professional presentation. Many graduates find employment within 3-6 months using targeted strategies.






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